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Motorcycle/ATV Insurance
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Let us shop your motorcycle or ATV coverage today. We work with several insurance companies that provide top-notch policies offering bodily injury and property damage coverage and comprehensive and colllision coverage. An ATV policy is particularly important for those who ride their vehicle off their property.
Choose from three levels of protection:
For added protection, coverage is also available for Uninsured/Underinsured Motorist, Medical, Roadside Assistance, Custom Parts and Equipment. Special policies are even available for customized motorcycles and motorcycles 25 years and older.
Consider the following coverage features:
Liability Bodily Injury & Property DamageBodily Injury and Property Damage Liability Coverage covers your legal liability for an accident where there is damage or injury to someone else up to the limit of liability you select. Your insurance company pays for the cost to replace or repair damaged property, the medical bills and wage loss incurred by an injured person, and other damages you are legally obligated to pay as result of an accident. Some states have special requirements for Guest Passenger Liability.
Guest Passenger LiabilityProvides protection for legal liability in the event that a guest passenger is injured on the insured motorcycle.
Comprehensive & CollisionComprehensive and Collision covers the cost to repair or replace your motorcycle if it is stolen or damaged in an accident, no matter who is at fault. You share in this cost by paying a deductible. Under Collision, your insurance company pays for damage caused when you collide with another vehicle or object. Under Comprehensive, your insurance company pays for damage caused by an event other than collision, such as fire, theft, or vandalism.
Uninsured/Underinsured MotoristUninsured Motorist Bodily Injury pays for medical treatment, wage loss, and other damages sustained as a result of a vehicle accident where the motorist does not have liability coverage. Underinsured Motorist Bodily Injury offers the same protection as Uninsured Motorist Coverage, but is applicable when the other motorist doesn't have sufficient liability coverage to pay for your injuries. Uninsured Motorist Property Damage Coverage covers damages to your vehicle caused by someone who does not have insurance.
Medical PaymentsMedical Payments Coverage covers the cost of necessary medical care provided to you as a result of a motorcycle accident and applies no matter who is at fault.
Custom Parts and EquipmentCoverage of $1,000 is automatically provided at no extra premium when Comprehensive and Collision is purchased. We offer limits up to $30,000 in select states. Custom Parts and Equipment coverage includes equipment, devices, accessories, enhancement and changes other than those which are original manufacturer-installed or which alter the appearance or performance of the motorcycle or ATV.
Replacement Cost Personal EffectsWe offer coverage for up to $5,000 of personal effects, such as clothing, jewelry, and cameras.
Coverage information and definitions are general explanations and are not representative of all exclusions and conditions. All insurance coverage is subject to the terms and conditions of the policies issued.
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Call us toll free at
800-449-8943
Unlimited Use
Unlike many competitors, we place no time or location restrictions on operation. Day and night, we're there for you.
Low Deductibles
Our $100 comprehensive and collision deductible is the lowest in the industry.
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